Sample reports

Six runs across the spectrum.

Every model tells a story about its assumptions. These six are picked to span the range — a mature compounder where DCF and market sit close, a hyperscaler where the sensitivity grid matters more than the point estimate, a financial that needs a different methodology entirely, and a name the model pushes back on.

AAPL
Apple Inc.
Technology
DCF
Intrinsic value
$297.80
vs $287.44 market
+3.6% upside

A mature, capital-efficient business with a deep earnings base. The kind of name where DCF and comps should both anchor close to where the market trades. They do here, within 4% of spot.

Revenue growth (yr 1–5)20.0%
EBIT margin40.0%
Terminal growth2.5%
WACC9.5%
What it shows
Intrinsic lands at $297.80 against $287.44 market — a tight gap. Terminal value is 74% of EV, on the borderline of the 75% rule of thumb. If Apple needs aggressive assumptions to clear current price, the market is already pricing in the bull case.
NVDA
NVIDIA Corp.
Technology
DCF
Intrinsic value
$222.33
vs $211.50 market
+5.1% upside

A DCF on a hyperscaler-tier name is mostly an argument about what year growth tapers and to what. The single intrinsic is less interesting than the sensitivity grid — for hot names the model's job is to stress-test the bull case, not produce a point estimate.

Revenue growth (yr 1–5)40.0%
EBIT margin35.0%
Terminal growth10.5%
WACC15.5%
What it shows
Terminal value runs 84% of EV — the high-growth-tail flag is firmly tripped. The model is openly leaning on perpetuity assumptions; that is the honest read on a name like this. Watch the sensitivity table, not the headline number.
JPM
JPMorgan Chase
Financial Services
Residual Income
Intrinsic value
$325.74
vs $306.27 market
+6.4% upside

DCF does not translate to a leveraged balance sheet. Residual Income asks the right question instead: is the bank earning more than the cost of its equity capital? When ROE clears Ke, RI is positive and book value undershoots fair value.

ROE (steady-state)17.5%
Cost of equity (Ke)9.9%
Book value growth13.6%
Implied P/B2.5x
What it shows
ROE comfortably above Ke, so the residual is positive across the projection. Implied P/B of 2.5x reads rich for a money-center bank — the comps cross-check on the workbook tells the rest of the story.
MSFT
Microsoft Corp.
Technology
DCF
Intrinsic value
$399.75
vs $420.77 market
5.0% upside

A high-quality compounder, but at current prices a base-case DCF struggles to clear spot. You would need the bull cloud thesis — margin expansion, AI monetisation — to justify the multiple. The model says no, and that is useful to know.

Revenue growth (yr 1–5)15.0%
EBIT margin44.3%
Terminal growth2.5%
WACC9.7%
What it shows
Implied price 5% below market on solid fundamentals. Either the model is missing optionality — DCF does not price product launches — or the market is. Either way, it is the conversation a workbook should start.
AMZN
Amazon.com
Consumer Cyclical
DCF
Intrinsic value
$320.54
vs $271.17 market
+18.2% upside

Retail is low-margin by design, but AWS and ads are pulling the consolidated EBIT margin upward year by year. The DCF projects that trajectory continuing, which produces meaningful upside vs spot.

Revenue growth (yr 1–5)29.7%
EBIT margin10.7%
Terminal growth2.5%
WACC11.6%
What it shows
$320 against $271 market — a sizeable gap. The model is paying for AWS-driven mix shift and assumes margins stay on their current path. If retail re-pressures margins, the gap closes fast. That is the sensitivity to watch.
DECK
Deckers Outdoor
Consumer Cyclical
DCF
Intrinsic value
$119.79
vs $102.72 market
+16.6% upside

Smaller, less-followed names trade with more dislocation than mega-caps. A reasonable model can find genuine pricing gaps without resorting to heroic assumptions. Hoka and UGG do the heavy lifting here.

Revenue growth (yr 1–5)10.5%
EBIT margin20.1%
Terminal growth2.5%
WACC9.9%
What it shows
16% upside on assumptions that are not aggressive — modest growth, healthy but not exceptional margins. The brand portfolio's quality argues for a premium multiple the market has not fully awarded.